What is a Cash
Advance, Payday Loan?
A payday advance provides you with an
unsecured, short-term cash advance until
your payday. Customers choose payday
advances to cover small, unexpected expenses
while avoiding costly bounced-check fees and
late payment penalties. With Payday Loan in
Texas you can apply for a payday loan online
and have your advance electronically
deposited to your checking or savings
account. If you need an emergency cash loan,
and your next paycheck is just too far off,
then consider getting help in the form of a
payday loan online. You may have seen a
local store in your area that offers payday
loans, but there's no need to make the trip
and wait in line at a check cashing store.
Now you can get fast cash advances online
using your computer! The transaction is
discreet, simple, and quick. You simply fill
out an online application, wait for fast
approval, and the money you need is
electronically deposited into your checking
account, usually within 24 hours! Then, on
your next payday, the money you owe is
simply withdrawn from your account. Everyone
gets into a financial bind now and then, but
online cash advances can be a big help. With
an instant payday loan, you may be able to
avoid high late fees or NSF fees on bounced
checks.
Do I need
collateral to get a payday advance?
No.
Your job and your paycheck are your
collateral.
Can I get a
payday advance if I have bad credit?
Yes, you can. Payday Loan in Texas does not
check credit.
Can I get a
payday advance even if I've declared
bankruptcy?
Yes, you can.
Can I get a
payday advance if my income is solely from
Social Security or a Pension?
No, we are sorry, but we can not make a loan
against retirement income.
Is there an
application fee?
No, you will never be charged an application
fee.
What are the
minimum requirements for approval?
• Currently have a job (or receive regular
income)
• Are 18 years of age or older
• Have checking account or savings account
What if I have
poor credit?
No problem! Unlike many other financial
institutions, we do not check your credit.
How soon can I
receive my cash advance?
Within 24 hours
What documents
do you require for me to fax in
Absolutely nothing! Our loans are paperless,
and usually require no faxing.
How do I know
if I am approved?
We will contact you by phone or via e-mail
within one hour about the status of your
application during normal business hours
7am-7pm. For applications submitted after
hours we will contact you first thing the
next business morning
How do I
determine my due date?
All loans are due on your next payday. The
maximum advance term is 30 days. |
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